Taco Dip Recipe

Spread heated refried beans on a plate. Mix together the next three ingredients until smooth and creamy (should be a peachy-color). Spread this mixture out onto the refried beans. Now add a layer of salsa over the cream cheese mixture. Sprinkle the lettuce, cheese, tomato, avocado, onion, peppers, and olives over the top of the salsa (in that order). Let chill in refrigerator up to an hour. Eat with tortilla chips. Serves 4 people.